How Do I Calculate My True Home Equity Before Buying and Selling in Calgary in 2026?

affordability calculator calgary albertaYour true net equity is your home's estimated sale price minus your mortgage balance, minus all selling costs, including realtor commissions (typically 7% on the first $100,000 and 3% on the remaining balance), legal fees (around $2,000), and preparation costs like painting or staging ($4,000-$8,000). This real number is usually $30,000-$50,000 less than most homeowners calculate.

Most Calgary families upgrading their homes make the same expensive mistake. They calculate their equity as simply their home value minus mortgage balance, not realizing this fantasy number can cost them tens of thousands of dollars when they actually try to move.

After 20 years of…

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What Is the Calgary Real Estate Market Like in April 2026?

What Is the Calgary Real Estate Market Like in April 2026?


Calgary's real estate market in April 2026 isn't experiencing the uniform crash many headlines suggest. Instead, the market has split into four distinct segments operating by completely different rules, with detached homes entering seller's market territory at 2.2 months of inventory while apartments sit in buyer's market conditions at 4.6 months of inventory.

Download the Full Market Guide for April 2026 Here

Is Calgary Really Seeing More Inventory in 2026?

April 2026 shows 5,395 active listings, up nearly 5% from last year. However, new listings are actually down 15% year over year. This creates what industry…

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