The Ultimate Resource for Calgary Home Buyers

The Ultimate Resource for Calgary Home Buyers

Found 6 blog entries about The Ultimate Resource for Calgary Home Buyers.

honestdoor_comYes, you read that right. Honestdoor.com is a website and a startup in Edmonton, AB that uses artificial intelligence to share that data with the public. It is currently a free site that you can go onto and see what homes have sold for, what they believe it's valued for in today's market as well as the assessed property value history, past permits pulled and much more. They are currently showing properties located in Edmonton, Calgary, Cochrane Winnipeg and many more. Many real estate agents are typically fearful of these types of sites, but we here at Chamberlain Group think this is great. Here is our review on their site as of January 2020, and what they are providing. We will walk through the good and the bad and how you as a home buyer or seller in

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realtor.caYou love Realtor.ca and you find yourself longingly looking at homes on this site multiple times a day. It really is a great way to dream and see what is out there for sale or what your neighbour’s home looks like inside. Am I right? And let’s be honest, it’s painful to use. We all know that, but here are 5 shocking truths about Realtor.ca that you need to be aware of.

To start off, Realtor.ca is the official site of the Canadian Real Estate Association and to be honest, it is just ok. Let’s take a look at why you need a better search experience.

Listings on Realtor.ca are Incomplete

There are a few important things that you will need when searching for a new home in Calgary that you cannot get access to on Realtor.ca. 

  • File Attachments:

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hidden_costs_of_owning_a_home_in_calgaryOwning and moving into your first home, or even your 5th home can be very exciting for you and your family. You have probably spent hours or possibly even years looking for this perfect place and now you are moving in. Or perhaps you are still looking for that home and you are a proactive type and doing your research on homeownership. Either way lets discuss what the hidden costs of owning a home are and what you could expect.

Maintenance Items to Watch out for

Depending on the type of home you have purchased, whether it be a detached home, townhouse or condo apartment, the maintenance items will vary drastically. So we will give you an overview of some of the big items.

  • The exterior of the Home - If you own a yard or land, there will be

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closing_costs_when_buying_a_houseIf you are planning on buying a house or condo in Calgary, you may know that there are going to be those dreaded closing costs. But how much are the closing costs going to set you back when it comes time to fork out the money for your dream home!

Here is a list of the most essential and typical closing costs associated with buying a house in Calgary.

Closing Costs before You Move In:

  • Your Deposit on the home can be anywhere from $2,000 upwards of 5-10% of the value of the house. The cost of this depends on who you are buying from and what price range you are purchasing in.
  • Inspection Costs can include a Home Inspection and, or a Condo document inspection, a home inspection can be around $500, and the condo document inspection can be
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Questions To Ask About Your Calgary Mortgage Broker or Lender - How do I talk to a mortgage lender?

Most people assume that they only need to walk in with one question: “What’s your best mortgage rates for my house?” 

While that might work to open the door, there are more considerations that you should be asking about. Ask questions like “what’s the term” or “How much with insured mortgages” should get your lender talking. They know that you’ve come prepared to be thorough. Ask leading questions like:

  • What are the penalties?

  • Are there refinancing restrictions?

  • What about portability issues?

These are three big questions that conquer some the hidden regulations that mortgage regulations that can restrict your

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First Time Home Buyers Incentive Program

On September 2nd, 2019 the Federal Government is rolling out a new First Time Home Buyers Incentive Program. This program is for first time home buyers. If you’re purchasing a home for the first time, are separating from common law or marital relationship or have been a previous homeowner and have been renting for 4 years, you will be eligible for this program.

Take a look at the video below to get all the information you need about this program.

 

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